Your island bank stores Coins safely and earns interest over time. Upgrade it to increase capacity, interest rate, and payout limits.
In short
Deposit Coins into your island bank to earn passive interest every 24 hours. Upgrade capacity, interest rate, and payout cap as your island level grows.
Metric
Value
Base capacity
10M Coins
Base interest
1% per 24h
Max interest (upgraded)
5% per 24h
Payout cap
10,000 Coins
How the bank works
Deposit Coins into your bank with /bank deposit <amount>.
Every 24 hours, interest accrues on your deposited balance.
Interest is capped at the payout cap (10,000 Coins per cycle by default).
Withdraw anytime with /bank withdraw <amount>.
Interest accrues passively
You do not need to be online. Interest is calculated on a 24-hour server cycle and credited automatically.
Upgrading the bank
Bank upgrades increase your capacity, interest rate, and payout cap. Upgrades are purchased with Coins.
Upgrade
Base value
Max upgraded value
Storage capacity
10,000,000 Coins
Increases with island level
Interest rate
1% per 24h
Up to 5% per 24h
Payout cap
10,000 Coins per cycle
Increases with upgrades
Bank upgrades are accessed through the bank GUI:
/bank
Island level
Your island level is determined by the total value of blocks placed on your island. Higher-value blocks contribute more. Island level affects bank capacity and unlocks various features.
/island level
Commands
Command
What it does
/bank
Opens the bank GUI
/bank deposit <amount>
Deposit Coins into your bank
/bank withdraw <amount>
Withdraw Coins from your bank
/bal
Check your Coin and Crystal balance
/island level
Check your island level and block value
For details on paying other players and transferring currencies, see the pay and transfers page.
